Privacy Policy

Last Updated: March 2026

Vantage Insurance Holdings ("we," "us," or "our") is committed to protecting the privacy of our clients, website visitors, and prospective customers. This Privacy Policy describes how we collect, use, share, and safeguard your personal information when you visit our website at vantageinsuranceholdings.com, contact us by phone or email, or engage our insurance services.

By using our website or providing your information to us, you agree to the practices described in this policy. If you do not agree, please do not use our website or services.

1. Information We Collect

We collect information that you provide directly and information that is collected automatically when you visit our website.

Personal Information You Provide

Contact information: Name, email address, phone number, and mailing address
Insurance-related information: Date of birth, health history, current coverage details, beneficiary information, income level, and other details needed to provide accurate insurance quotes and recommendations
Financial information: Information necessary for policy applications, premium payments, or life settlement evaluations
Communication records: Records of your correspondence with us, including emails, phone calls, and form submissions

Information Collected Automatically

Website usage data: Pages visited, time spent on pages, referring URLs, and click patterns
Device information: Browser type, operating system, screen resolution, and device type
IP address and location: Your approximate geographic location based on your IP address
Cookies and tracking technologies: Information collected through cookies, web beacons, and similar technologies as described in our Cookie Policy section below

2. How We Use Your Information

We use the information we collect for the following purposes:

Provide insurance services: To generate quotes, compare plans across carriers, process applications, and manage your insurance policies
Communicate with you: To respond to your inquiries, schedule consultations, send policy documents, and provide customer support
Improve our services: To analyze how our website is used, identify areas for improvement, and enhance the user experience
Compliance and legal obligations: To comply with federal and state insurance regulations, licensing requirements, and applicable laws
Marketing communications: With your consent, to send you information about insurance products, enrollment periods, and educational content that may be relevant to your needs

We will never use your personal information for purposes unrelated to the services we provide without your explicit consent.

3. Information Sharing

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information only in the following circumstances:

Insurance carriers: We share information necessary to obtain quotes, submit applications, and service your policies with the insurance carriers we represent, including Ethos Life, Lumico, Humana, Cigna, Capitol Life, Americo, Legacy of Love, and NFG
Life settlement providers: If you are pursuing a life settlement, we share relevant policy and health information with licensed life settlement providers to obtain valuations and offers on your behalf
Regulatory bodies: We may disclose information as required by the Florida Department of Financial Services, the Centers for Medicare & Medicaid Services (CMS), or other regulatory authorities
Legal requirements: We may disclose information when required by law, court order, subpoena, or to protect our rights, property, or safety
Service providers: We may share information with trusted third-party service providers who assist with website hosting, email communications, and business operations, subject to strict confidentiality agreements

4. Data Security

We take the security of your personal information seriously and implement reasonable administrative, technical, and physical safeguards to protect it from unauthorized access, disclosure, alteration, or destruction. These measures include:

Secure Socket Layer (SSL) encryption on our website
Restricted access to personal information on a need-to-know basis
Regular review and update of our security practices
Secure storage of physical documents containing sensitive information

While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security, but we are committed to maintaining industry-standard protections.

5. Cookie Policy

Our website uses cookies and similar tracking technologies to improve your browsing experience and analyze site traffic. Cookies are small text files stored on your device when you visit our website.

Types of Cookies We Use

Essential cookies: Required for core website functionality such as navigation and form submissions. These cannot be disabled.
Analytics cookies: Help us understand how visitors interact with our website, which pages are most popular, and how users navigate the site. We use this data to improve our website.
Preference cookies: Remember your settings and preferences (such as cookie consent choices) to provide a more personalized experience on return visits.

When you first visit our website, you will see a cookie consent banner that allows you to accept or decline non-essential cookies. You can also manage cookies through your browser settings at any time. Please note that disabling certain cookies may affect your website experience.

6. Your Rights

You have the following rights regarding your personal information:

Right to access: You may request a copy of the personal information we hold about you
Right to correction: You may request that we correct any inaccurate or incomplete personal information
Right to deletion: You may request that we delete your personal information, subject to legal and regulatory retention requirements
Right to opt out: You may opt out of marketing communications at any time by contacting us or clicking the unsubscribe link in any marketing email
Right to data portability: You may request your data in a commonly used, machine-readable format

To exercise any of these rights, please contact us using the information provided in the "Contact for Privacy Questions" section below. We will respond to your request within 30 days.

7. Florida-Specific Privacy Rights

As a Florida-licensed insurance agency, we comply with all applicable Florida privacy and data protection laws, including:

Florida Information Protection Act (FIPA): We maintain appropriate security measures to protect personal information and will notify affected individuals within 30 days in the event of a data breach involving their personal information
Florida Insurance Code: We comply with all Florida Department of Financial Services regulations regarding the collection, use, and disclosure of consumer insurance information
Health information: Health-related information collected in connection with insurance applications and underwriting is handled in compliance with applicable state and federal health privacy regulations
Senior-specific protections: We adhere to Florida's enhanced protections for senior consumers in all insurance transactions, marketing, and communications

Florida residents may contact the Florida Department of Financial Services at 1-877-693-5236 if they have concerns about how their information is being handled by an insurance agency.

8. Contact for Privacy Questions

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

By mail: Vantage Insurance Holdings, 5411 N. University Drive, Suite 202, Unit 15, Coral Springs, FL 33067
By phone: (561) 210-0301 or toll-free at 1-800-346-7180
By email: info@vantageinsuranceholdings.com

Please include "Privacy Request" in the subject line of your email or on the envelope of your mailed correspondence so we can direct your inquiry appropriately.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will update the "Last Updated" date at the top of this page and, where appropriate, notify you by email or through a prominent notice on our website.

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our website or services after any changes to this policy constitutes your acceptance of the updated terms.